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Allure Mastercard
Help support the Quebec Breast Cancer Foundation while earning cashback on your expenses
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Customer experience
National Bank ranks #1 among credit card issuers for Customer Experience according to the 2021 Forrester CX IndexTM. Sign up for a credit card and take advantage of a number of features and free services. Learn more.
Benefits of the ${p1.nomProduit}
Discounted gift cards
Get a 10% discount on gift cards for fashion and wellness partners of the Allure Mastercard® credit card.4
Contactless payments
Spend less time at checkout with Tap & Go® technology! Just tap your card on the reader and you're on your way.
Purchase protection
Protect your new purchases from loss, theft or damage for up to 90 days after the date of purchase.5
Extended warranty
Get up to double the manufacturer's warranty for most items purchased using your credit card.6
Secure online purchases
Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases.
Fraud protection
Benefit from Mastercard's Zero Liability policy7—you won't be liable for unauthorized transactions completed with your card.
Support the cause with your card
With its Allure® Mastercard® credit card, National Bank® has donated over 6 million dollars to the Quebec Breast Cancer Foundation in the past 15 years. Since November 2019, we've donated $0.10 for every $10 you've charged to your card in support of the foundation. These annual donations are capped at $750,000.8
Year after year, your purchases help change the lives of thousands of women and their families.
How to take advantage of your cashback?
Apply for your card
To be eligible you need to:
- Have the age of majority in the province or territory where you live and be a Canadian resident
Ready to apply?
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Not sure yet? Compare cards
Pay with your card
By charging just $1,000/month to your card, you could earn up to 6,000 points per year and receive a cashback of up to $60 per year.1
Get cashback
Get $10 credited to your credit card account for every 1,000 points earned.1
You wish to redeem your points for a donation to the Quebec Breast Cancer Foundation? Just go to yourallure.nbc.ca, open a session and click on Donations.
You must have a profile to open a session and exchange your points. Create an account
Ready to support the cause? It takes just a few minutes to apply!
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Little details that matter
Annual fee and interest rate
Allure Mastercard with regular interest rate |
|
Annual fee for main card 2 |
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| Purchase rate |
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| Balance transfer and cash advance rate 2,3 | ${p1.productPricing.TX_TRF.productPricingValue|percent:"true"} |
Annual fee for additional card 2 |
$0 |
Minimum credit limit 9 |
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Cashback
Number of points per dollar spent1 |
$2 spent = 1 point |
Cashback1 |
$10 for every 1,000 points earned |
Cashback details |
Once a year, a cashback will be automatically credited to your card. See the terms and conditions for cashback details. |
Insurance
Summary and insurance certificate |
Consult the${p1.guideDistr|link:"Summary":"":"_blank" }[PDF] and the${p1.certif|link:"Insurance Certificate":"":"_blank" }[PDF] |
Zero Liability7 |
Included |
Purchase protection in the event of theft or damage 5 |
${p1.assuranceAchats} days following the purchase date |
Extended warranty 6 |
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Important phone numbers
Customer service (24/7) |
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Insurance claim |
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Lost or stolen card |
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Cardholder Agreement
To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"}[PDF].
Confidentiality Policies
To learn about how we protect your information, consult our Confidentiality Policies.
TM National Bank of Canada received the highest CX Index™ score among credit card issuers in Canada in Forrester’s proprietary 2020-2021 CX Index™ survey. The ranking was based on responses from 9,004 measuring 12 brands. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.
®ALLURE and NATIONAL BANK are registered trademarks of National Bank of Canada.
®Mastercard and Tap and Go are registered trademarks, and the circles design of the logo is a trademark of Mastercard International Incorporated. National Bank is an authorized user.
TM ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.
1. The cashback is based on a point-accumulation system. You get 1 point for every $2 you spend using your Allure Mastercard® credit card, providing your account is in good standing. Once a year, in January, you will receive a $10 cashback for every 1,000 points earned. Your account is considered to be in good standing when you fulfill the obligations under your cardholder agreement (e.g., make the minimum payment by the due date). Interest charges, annual fees, balance transfers, cash advances, service charges, insurance premiums, promotional Mastercard cheques and refunded purchases are not eligible for rewards points. For details, see the Terms and conditions [PDF].
2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within 21 days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If the account balance is less than $10, the balance is due in full. If you reside in Quebec, the minimum payment will be equal to 5% of the account balance plus any overdue amount or $10, whichever is higher. If you reside outside of Quebec, the minimum payment will be equal to 2.5% of the account balance plus any overdue amount or $10, whichever is higher. Account statements are sent out monthly.
Examples of credit charges over a 30-day period:
Annual interest rate |
Average balance |
|
|---|---|---|
$500 |
$3,000 |
|
22.99% |
$9.45 |
$56.69 |
20.99% |
$8.63 |
$51.76 |
14.5% |
$5.96 |
$35.75 |
8.9% |
$3.66 |
$21.95 |
*Variable interest rate in effect on July 1, 2019.
3. Balance transfers and cash advances are subject to credit approval by National Bank. Each balance transfer must be at least $250.
4. The 10% discount on gift cards applies to the full amount of purchases on yourallure.ca. Gift cards can be redeemed with Allure partners: Amerispa, Banana Republic, Gap, Old Navy and Winners/HomeSense/Marshalls. Choice of gift card amounts: $25, $50 or $100. No discounts will be granted in store upon presentation of an Allure card. Lost, stolen or damaged gift cards cannot be replaced. The list of Allure partners can be changed without notice. Gap, Old Navy and Banana Republic gift cards can be used at any Gap, Old Navy or Banana Republic store in North America. Gift cards can be used to purchase in-store items only. If you have any questions concerning Gap, Old Navy or Banana Republic gift cards, call (respectively) 1-800-GAP-STYLE, 1-800-OLD-NAVY or 1-888-BR-STYLE.
5. Purchase protection applies provided the purchases or expenses are charged to the National Bank Allure Mastercard® credit card account. Certain conditions and restrictions apply. For more information, please consult the insurance certificate for your credit card.
6. Extended warranty coverage applies to most new articles purchased with the card, in Canada or abroad, provided the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information, please consult the guarantee certificate for your credit card.
7. Certain conditions apply to the Zero Liability protection. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.
8. National Bank donates $0.10 for every $10 charged to an Allure Mastercard® credit card account over a 12-month period to the Quebec Breast Cancer Foundation. The annual donation is capped at $750,000.
9. Subject to credit approval by National Bank. Terms and conditions apply.
Ready to support the foundation with the Allure® Mastercard®?
It takes just a few minutes to apply!
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